TERMS AND CONDITIONS
Effective Date: September 17, 2026
Last Updated: September 17, 2026
Welcome to MMPOWER.AI and the MMPWR AI platform (“MMPWR AI,” “MMPOWER.AI,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our websites, artificial intelligence platforms, educational programs, applications, software, digital content, training materials, Artificial Therapeutic Intelligence (“ARTI”) features, Neuroadaptive Learning Frameworks, Human Guidance Systems, and other products and services we make available (collectively, the “Services”).
By accessing or using the Services, creating an account, participating in a MMPWR AI program, or otherwise indicating your acceptance of these Terms, you agree to be bound by these Terms and our Privacy Policy.
If you do not agree to these Terms, you should not access or use the Services.

1. ABOUT MMPWR AI
MMPWR AI develops adaptive artificial intelligence, educational technology, workforce development, and assistive technology solutions designed to expand access to AI education, digital skills, personal development, and workforce opportunities.
Our Services may include proprietary or licensed technologies, frameworks, methodologies, educational programs, AI-assisted tools, ARTI features, Neuroadaptive Learning Frameworks, Human Guidance Systems, DeepSet Metrics™, training programs, and specialized platforms serving communities including veterans, workforce participants, neurodiverse learners, underserved populations, justice-impacted individuals, and other users.
Features and Services may change, expand, or be discontinued from time to time.

2. ARTIFICIAL INTELLIGENCE DISCLOSURE
Certain portions of the Services use artificial intelligence and automated systems.
When interacting with these features, you may be communicating with an artificial intelligence system rather than a human. AI-generated information may contain inaccuracies, incomplete information, errors, or outputs that are inappropriate for a particular situation.
You should use reasonable judgment when relying upon AI-generated information and independently verify important information before acting upon it.
MMPWR AI does not guarantee the accuracy, completeness, reliability, suitability, or availability of any AI-generated output.

3. ARTI AND ASSISTIVE THERAPEUTIC FEATURES
Certain MMPWR AI products incorporate Artificial Therapeutic Intelligence (“ARTI”) and related assistive features designed to support educational, workforce development, behavioral reinforcement, executive functioning, personal growth, resilience, accountability, and other program objectives.
ARTI is an assistive framework. It is not therapy, psychotherapy, medical treatment, psychiatric treatment, diagnosis, or professional healthcare.
MMPWR AI and its AI systems are not substitutes for licensed physicians, psychologists, psychiatrists, therapists, social workers, counselors, emergency personnel, or other qualified professionals.
Nothing provided through the Services should be interpreted as medical, psychological, psychiatric, legal, financial, or other professional advice.
Users should seek appropriate qualified professional assistance when circumstances require it.

4. EMERGENCIES AND CRISIS SITUATIONS
MMPWR AI is not an emergency response service or crisis intervention service.
Do not rely upon MMPWR AI, ARTI, or any other AI feature to obtain emergency assistance.
If you believe that you or another person may be experiencing a medical or mental health emergency, may be in immediate danger, or may be at risk of harming themselves or another person, contact appropriate emergency services or qualified crisis professionals immediately.
Artificial intelligence systems may not recognize, interpret, or respond appropriately to every emergency or crisis situation.

5. EDUCATIONAL AND WORKFORCE SERVICES
MMPWR AI provides educational and workforce-development tools intended to help users develop practical skills, improve digital literacy, engage with artificial intelligence technologies, and pursue personal or professional development.
Participation in a MMPWR AI program does not guarantee:

• employment or continued employment;

• certification;

• promotion;

• compensation;

• admission into another program;

• completion of a program;

• parole, probation, or supervision outcomes;

• educational advancement;

• professional licensing;

• specific financial results; or

• any particular personal, educational, therapeutic, or professional outcome.

Program results vary based on numerous factors, including individual participation, effort, circumstances, program requirements, and third-party decisions outside MMPWR AI’s control.

6. ELIGIBILITY AND MINORS
You must be legally capable of entering into these Terms to independently create an account or purchase Services.
Certain Services may be made available to minors through schools, nonprofit organizations, government agencies, workforce programs, community organizations, parents, guardians, or other authorized institutions.
Where legally required, use by a minor must be authorized by a parent, legal guardian, school, agency, or other party legally permitted to provide such authorization.
Additional protections, restrictions, disclosures, or consent requirements may apply to Services intended for minors or other protected populations.

7. USER ACCOUNTS
Certain Services may require you to establish an account.
You agree to provide accurate and current information and to maintain the confidentiality of your account credentials.
You are responsible for activity occurring through your account except to the extent prohibited by applicable law.
You may not impersonate another person, create accounts using false information, share credentials without authorization, or attempt to gain unauthorized access to another user's account or MMPWR AI systems.
Please notify us promptly if you believe your account has been compromised.

8. ACCEPTABLE USE
You agree to use the Services lawfully, responsibly, and consistently with their intended educational and supportive purposes.
You may not use the Services to:

• violate applicable laws or regulations;

• threaten, harass, exploit, abuse, or harm another person;

• generate or distribute unlawful content;

• impersonate another person or organization;

• engage in fraud or deception;

• introduce malware, malicious code, or harmful software;

• interfere with the operation or security of the Services;

• bypass security controls, guardrails, access restrictions, or safety systems;

• attempt unauthorized access to systems, accounts, models, databases, or networks;

• scrape, harvest, or systematically extract protected data without authorization;

• reverse engineer proprietary systems except where expressly permitted by law;

• use the Services to develop or train competing products using our proprietary content without written authorization;

• remove copyright, trademark, confidentiality, or proprietary notices; or

• misuse MMPWR AI intellectual property.

We reserve the right to restrict or terminate access when we reasonably believe the Services are being misused or these Terms have been violated.

9. AI GUARDRAILS AND SAFETY SYSTEMS
MMPWR AI may implement technical, educational, clinical, human-guidance, content-moderation, and other safeguards intended to establish responsible boundaries around AI interactions.
No AI safety system is perfect.
Users may not intentionally circumvent, disable, manipulate, probe, defeat, or interfere with safety systems, access controls, content restrictions, or other safeguards incorporated into the Services.
MMPWR AI may modify these systems as technologies, risks, regulations, and industry practices evolve.

10. THIRD-PARTY ARTIFICIAL INTELLIGENCE AND TECHNOLOGY
Certain Services may incorporate, connect with, or operate using technologies, artificial intelligence models, hosting infrastructure, software, APIs, or services provided by third parties.
Those services may be governed by additional terms and privacy policies established by their respective providers.
MMPWR AI does not control all third-party services and is not responsible for interruptions, changes, inaccuracies, security incidents, availability, or actions attributable to independent third-party providers except where responsibility cannot legally be excluded.

11. USER CONTENT
The Services may allow users to submit prompts, documents, assignments, responses, projects, images, information, or other materials (“User Content”).
You retain ownership of User Content to the extent you possess ownership rights in that content.
By submitting User Content, you grant MMPWR AI the rights reasonably necessary to host, process, transmit, analyze, display, and otherwise use that content for the purpose of operating, securing, supporting, and improving the Services, subject to our Privacy Policy and applicable law.
You represent that you have the necessary rights and permissions to submit User Content.
Do not upload confidential, proprietary, sensitive, or personally identifiable information belonging to another person unless you are authorized to do so.

12. INTELLECTUAL PROPERTY
The Services and their underlying intellectual property are owned by or licensed to MMPWR AI and its affiliated entities and are protected by applicable intellectual property laws.
This includes, where applicable, software, artificial intelligence systems, frameworks, methodologies, models, prompts, educational materials, curricula, graphics, designs, trademarks, trade names, databases, workflows, documentation, videos, training materials, proprietary processes, and related technology.
MMPWR™, MMPOWER™, MMPWR AI™, ARTI™, ANGI™, DeepSet Metrics™, and Neuroadaptive Learning Framework™ (NLF) other names, logos, program names, frameworks, and marks displayed through the Services may constitute trademarks or other proprietary intellectual property of their respective owners.
Except as expressly authorized in writing, these Terms do not grant users ownership or commercial rights to MMPWR AI intellectual property.

13. LIMITED LICENSE
Subject to compliance with these Terms, MMPWR AI grants authorized users a limited, revocable, non-exclusive, non-transferable, and non-sublicensable right to access and use the Services for their intended purposes.
This license does not permit users to copy, reproduce, sell, sublicense, distribute, commercially exploit, reverse engineer, republish, or create unauthorized derivative products from proprietary MMPWR AI technology, curriculum, frameworks, or content.
Separate enterprise, institutional, instructor, operator, or licensing agreements may provide additional rights.

14. CERTIFICATION AND INSTRUCTOR OR OPERATOR STATUS
Participation in training does not automatically result in certification or employment.
Where MMPWR AI offers Instructor, Operator, Mentor, or other certification opportunities, candidates may be required to satisfy additional performance, conduct, training, background, assessment, or program requirements.
MMPWR AI reserves the right to establish, modify, suspend, or discontinue certification requirements consistent with applicable contractual obligations and law.
Certification does not guarantee employment, compensation, assignments, or continued certification status.

15. SUBSCRIPTIONS, FEES, AND PAYMENTS
Certain Services may require payment of subscription, licensing, program, institutional, or other fees.
Prices and payment terms will be disclosed at or before purchase or established through a separate agreement.
Where recurring subscriptions are offered, applicable renewal terms, billing frequency, cancellation procedures, and material pricing information will be disclosed in accordance with applicable law.
Users are responsible for applicable charges incurred through their accounts unless otherwise provided by law or written agreement.

16. PRIVACY
Your privacy is important to us.
Our collection, use, storage, and disclosure of personal information are governed by our Privacy Policy and applicable privacy laws.
Organizations providing access to MMPWR AI—including schools, employers, nonprofit organizations, government agencies, workforce programs, healthcare or community organizations—may maintain their own privacy practices and legal obligations.
Users should review the privacy policies applicable to their particular program or organization.

17. PERFORMANCE DATA AND ANALYTICS
Certain programs may measure educational progress, program engagement, completion, skills development, workforce readiness, platform utilization, or other performance indicators.
The specific information collected and the purposes for which it may be used will depend upon the applicable program, agreement, consent, and Privacy Policy.
Where required, MMPOWER AI will obtain appropriate authorization before collecting or sharing information subject to special legal protections.

18. FEEDBACK
If you voluntarily provide ideas, recommendations, suggestions, or other feedback regarding the Services, you grant MMPWR AI permission to use that feedback to develop, operate, improve, and commercialize its products and services without compensation or obligation to you, unless otherwise agreed in writing.
This provision does not transfer ownership of confidential information or intellectual property governed by a separate written agreement.

19. SERVICE AVAILABILITY
We work to maintain reliable Services but cannot guarantee uninterrupted operation.
The Services may occasionally be unavailable because of maintenance, upgrades, technical problems, cybersecurity events, third-party service interruptions, model-provider changes, internet outages, or circumstances beyond our reasonable control.
We may modify or discontinue portions of the Services subject to applicable contractual obligations and law.

20. DISCLAIMER OF WARRANTIES
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS.
MMPWR AI DISCLAIMS WARRANTIES NOT EXPRESSLY PROVIDED IN THESE TERMS, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE EXTENT SUCH WARRANTIES MAY LEGALLY BE DISCLAIMED.
WE DO NOT WARRANT THAT AI OUTPUTS WILL ALWAYS BE ACCURATE, COMPLETE, APPROPRIATE, ERROR-FREE, OR SUITABLE FOR A USER'S PARTICULAR CIRCUMSTANCES.
Nothing in these Terms excludes warranties or rights that cannot legally be waived.

21. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MMPWR AI AND ITS OWNERS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO USE OF THE SERVICES.
This limitation applies to the extent permitted by applicable law and does not exclude liability that legally cannot be limited or excluded.
Any additional limitations applicable to institutional, enterprise, government, nonprofit, or licensed deployments may be established through separate written agreements.

22. INDEMNIFICATION
To the extent permitted by applicable law, you agree to indemnify and hold harmless MMPWR AI and its affiliates, officers, directors, employees, contractors, and representatives from claims, liabilities, losses, damages, and reasonable expenses arising from your unlawful misuse of the Services, violation of these Terms, infringement of another party's rights, or unauthorized submission or distribution of content.
This section does not apply where prohibited by law.

23. SUSPENSION AND TERMINATION
We may suspend, restrict, or terminate access to the Services when reasonably necessary to protect users, enforce these Terms, maintain system security, comply with law, prevent misuse, or protect MMPWR AI and third parties.
Users may discontinue use of the Services at any time, subject to applicable subscription, institutional, or contractual obligations.
Provisions that by their nature should survive termination—including intellectual property, disclaimers, limitations of liability, dispute provisions, and indemnification—will remain effective following termination.

24. GOVERNING LAW
These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles, except where federal law or another jurisdiction's mandatory consumer protections apply.

25. DISPUTE RESOLUTION
Before initiating formal legal proceedings, you and MMPWR AI agree to make a reasonable good-faith effort to resolve disputes informally.
A party seeking resolution should provide written notice describing the dispute and requested resolution.
Any arbitration agreement, class-action waiver, venue provision, or other alternative dispute-resolution requirement applicable to a particular MMPWR AI product, subscription, or institutional relationship may be established through a separate agreement or additional terms presented to the applicable user.
Nothing in these Terms prevents either party from seeking relief that cannot legally be restricted.

26. CALIFORNIA USERS
California residents may have additional rights under California consumer, privacy, automatic-renewal, and other applicable laws.
Nothing in these Terms is intended to waive rights or remedies that cannot legally be waived under California law.
Additional information concerning privacy rights is provided in our Privacy Policy.

27. ORGANIZATIONAL AND INSTITUTIONAL USERS
Schools, nonprofit organizations, employers, government agencies, workforce organizations, veterans organizations, reentry programs, community organizations, and other institutions may provide access to the Services under separate agreements with MMPWR AI.
Where an authorized institutional agreement conflicts with these Terms regarding that institution's use of the Services, the applicable institutional agreement will control to the extent of the conflict.

28. CHANGES TO THESE TERMS
We may periodically update these Terms to reflect changes to our Services, technology, business practices, legal requirements, or regulatory obligations.
When material changes are made, we will provide notice as required by applicable law.
The “Last Updated” date at the beginning of these Terms indicates when the Terms were most recently revised.

29. SEVERABILITY
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.

30. ENTIRE AGREEMENT
These Terms, together with the Privacy Policy and any additional terms or agreements applicable to particular Services, constitute the agreement governing your use of the Services.
Separate enterprise, institutional, licensing, instructor, operator, or program agreements may supplement or supersede portions of these Terms.

31. CONTACT US
Questions regarding these Terms and Conditions may be directed to:
MMPOWER.AI
Torrance, California
United States
Email: info at MMPOWER.AI
Website: MMPOWER.AI
© 2026 MMPWR AI. All rights reserved.